What is Stripe SCA & how its works under Pabbly Subscription Billing.

What is Stripe SCA & how its works under Pabbly Subscription Billing.​

What is Stripe SCA 3D Secure?​

Stripe SCA (Strong Customer Authentication) 3D Secure is a regulatory requirement in the EU that enhances online transaction security. It mandates two-factor authentication for certain payments, using factors like passwords, mobile devices, or biometrics etc.

Stripe, as a payment service provider, has implemented support for SCA requirements. They provide tools and APIs that help businesses handle the authentication process and comply with SCA regulations. This includes handling exemptions for low-risk transactions and offering ready-made solutions to streamline the authentication flow for a smooth customer experience.

For more information please refer to help document below:
https://stripe.com/gb/guides/strong...t-strong-customer-authentication-requirements

How Stripe SCA Works under Pabbly Subscription Billing? ​

When it comes to SCA, Pabbly Subscription Billing helps facilitate compliance by leveraging Stripe's built-in SCA support.

Whenever there is a renewal payment for a customer who have stripe as a payment gateway in Pabbly Subscription Billing, an email notification is sent to the customer. This email contains a Stripe authentication email link, by using this link the customer can authenticate and confirm the transaction/record. This process ensures that recurring payments are collected securely through Stripe SCA (Strong Customer Authentication) in Pabbly Subscription Billing.

If you prefer not to use the email notification feature provided by Pabbly Subscription Billing, you have the option to disable the Stripe SCA Confirmation Email to the customer. You can do this by accessing the email notification section and disabling the corresponding option. By doing so, you can rely solely on the Stripe SCA email for authentication purposes.